Scotiabank Passport Visa Infinite Privilege Card: See what you need to know

04/11/2025 • Fabio Henrique • Personal Finance

Scotiabanks Passport Visa Infinite Privilege Card has emerged as a significant choice for Canadians seeking a premium credit card experience.

What sets this card apart is its generous offering of luxury and travel-related benefits tailored for globetrotters.

Let's delve into the notable features, pros and cons, and application process for this credit card.

Extensive travel-related perks
Eligibility even for individuals with negative credit history
Access to exclusive rewards and luxury services

Let's embark on a journey to discover the many facets of the Scotiabank Passport Visa Infinite Privilege Card, and unravel why it could be your new wallet mainstay.

Benefits of the Scotiabank Passport Visa Infinite Privilege Card

The Scotiabank Passport Visa Infinite Privilege Card is packed with benefits that speak directly to the needs of todays savvy travelers.

$250 Annual Travel Credit

Receive a $250 statement credit for your first travel booking each year through Scene+ Travel, powered by Expedia, which can be used for flights, hotels, car rentals, and travel packages.

Airport Lounge Access

Enjoy 10 complimentary airport lounge visits per year, offering access to over 1,200 lounges worldwide, ensuring comfort and relaxation regardless of where you're traveling.

No Foreign Transaction Fees

Make purchases in foreign currencies without incurring additional fees, making international travel and shopping more economically feasible.

Exclusive Hotel and Membership Perks

Special benefits at over 900 Visa Infinite Luxury Hotel Collection venues and access to exclusive perks at over 200 Relais & Châteaux properties.

Avis President’s Club Membership

Includes complimentary membership with perks like car-class upgrades and line skipping privileges at most Avis locations.

Who Should Consider This Card?

The Scotiabank Passport Visa Infinite Privilege Card is ideal for individuals who frequently travel and value a card that enhances their travel experiences through luxurious comforts and cost-saving advantages.

Frequent business travelers looking for seamless travel perks.
International shoppers who wish to avoid foreign transaction fees.
Individuals keen on leveraging a premium credit card for exclusive luxury benefits.
Travel enthusiasts who appreciate airport lounge access and hotel rewards.

If any of these profiles match your lifestyle, this card might be just what you need to elevate your travel experiences to the next level.

Pros and Cons of the Scotiabank Passport Visa Infinite Privilege Card

Balancing the pros and cons of a premium credit card can help you decide if it is worth the annual fee for your specific situation.

Pros

Comprehensive Travel Benefits
Offers extensive travel perks, such as airport lounge access, substantial travel credits, and hotel benefits, boosting your travel comfort and savings.
No Foreign Transaction Fees
Avoids the common extra charges for foreign currency transactions, making overseas shopping genuinely rewarding.
Exclusive Rewards
Access to Scene+ points and other exclusive, tailored travel rewards that increase the potential value for consumers.

Pros

High Annual Fee
The card incurs a sizeable annual charge, potentially offset by its benefits but could be a deterrent for less frequent travelers.
Limited Non-Travel Benefits
The card focuses heavily on travel perks, which might leave those seeking broad everyday spending rewards feeling underserved.

Why We Recommend The Scotiabank Passport Visa Infinite Privilege Card

The Scotiabank Passport Visa Infinite Privilege Card presents a compelling argument for travelers with its abundance of luxury and convenience benefits, even if you have a less-than-perfect credit history.

For those planning frequent trips or significant international travel, the cards features could quickly outweigh its costs through savings on foreign transaction fees and accrued travel credits.

Comprehensive travel-related benefits, such as lounge access and travel credits.
No foreign transaction fees leading to direct savings on international purchases.
Eligibility for application even for those with negative credit histories.

How to Apply for the Scotiabank Passport Visa Infinite Privilege Card

Applying for the Scotiabank Passport Visa Infinite Privilege Card is a straightforward process that can be completed online or through direct contact with Scotiabanks customer service.

Access the bank website

Phone: 1-800-806-8600
Website: Visit the official Scotiabank website for application details.
Branches: Local Scotiabank branches offer in-person application assistance.

Frequently Asked Questions

How do I activate my Scotiabank Passport Visa Infinite Privilege Card?

You can activate your card by calling Scotiabanks activation service or through their online banking platform.

What should I know about using my travel credits?

Your $250 annual travel credit can be redeemed via Scene+ Travel for a variety of travel services including flights, hotels, rentals, and packages.

Does applying with a negative credit history affect my chances?

While traditional criteria apply, the Scotiabank Passport Visa Infinite Privilege Card is known to consider applications from those with negative credit history, potentially granting approval under certain conditions.